Free tools

Home loan calculators

Quick estimates to help you understand your numbers. For a precise, personalised figure — book a free chat with Steph.

Repayment calculator

Estimate your monthly repayments.

$600,000
$600,000
$50,000$3,000,000
6.00% p.a.
6.00% p.a.
2.00% p.a.12.00% p.a.
30 years
30 years
5 years30 years

Monthly repayment

$3,597

Total interest$695,029
Total repaid$1,295,029

* Estimates only. Actual repayments will vary. Speak with Steph for a personalised assessment.

Borrowing power

Estimate how much you might be able to borrow.

$100,000
$100,000
$30,000$500,000
$2,500/mo
$2,500/mo
$1,000/mo$10,000/mo
$0/mo
$0/mo
$0/mo$5,000/mo
0
0
06
6.00%
6.00%
4.00%12.00%

Estimated borrowing power

$414,000

This is a rough estimate using a 9.00% assessment rate (3% buffer above your entered rate), which is standard industry practice. Every lender calculates differently — Steph can give you a precise figure.

Stamp duty calculator

Estimate transfer duty across all Australian states.

$750,000
$750,000
$100,000$5,000,000
Standard stamp duty$28,162
You pay$28,162

Rates are indicative only. Always confirm with your conveyancer.

Want a precise figure?

Calculators give you a ballpark. Steph gives you the real picture — including which lenders will actually approve your application and at what rate.

Book a free call with Steph