Mortgage broking
the way it should be.
Local knowledge. Genuine care. And a commitment to finding you the right loan — not just any loan.
From the Tweed Coast,
for the Tweed Coast.
I grew up in Tweed Heads and I've watched the Northern Rivers transform into one of Australia's most sought-after places to live. I've also watched good people miss out on their dream homes because the finance process felt too complicated, too intimidating, or too slow.
That's what drove me into mortgage broking. After spending years in banking and financial services, I realised that what people actually needed wasn't another product pitch — they needed someone in their corner. Someone who'd explain everything clearly, fight for their application, and still pick up the phone six months after settlement.
I started Coastal Home Lending to be exactly that person. I work with clients across the Tweed Coast, Byron Bay hinterland, Murwillumbah, Coolangatta, and the Gold Coast — but I can help anyone in Australia via phone or video.
My service is free to you. I'm paid by the lender — which is standard across the industry. But what's not standard is the level of care I put into every single application. I check that my recommendation is the right one. I follow up with lenders so you don't have to. And I don't disappear after your loan settles.
That's what a Steph above the rest actually means.
Credentials & memberships
How I work
Genuinely personal
I remember your name, your situation, and your goals. You're not a file number — you're a person making one of the biggest financial decisions of your life.
Responsive and fast
I respond within 2 hours, always. When you have a question at 7pm before settlement day, I'm there. Being available isn't a bonus — it's part of the job.
Your best interests, always
I'm legally bound to act in your best interests — and I take that seriously. My recommendation is always the one that's right for you, not the one that earns me the most commission.
In their own words
“Steph found us a rate we didn't know existed. She made the whole thing feel completely manageable — couldn't recommend her more highly.”
Sarah & Mike T.
Kingscliff · First home buyer
“I was pretty overwhelmed about refinancing but Steph broke everything down clearly, found me a better deal, and handled all the paperwork. Saved me thousands.”
James R.
Pottsville · Refinancing
“As first home buyers we had so many questions. Steph was incredibly patient, always available, and fought hard to get our loan approved. We're in our home now!”
Caitlin & Tom B.
Cabarita Beach · First home buyer
“I've used Steph for two investment properties now. She understands the market, knows which lenders suit investors, and makes the whole process seamless.”
David M.
Tweed Heads · Investment